Business Insurance

Manage Risk & Protect Your Investment

We understand that as a business owner, you don’t have time to shop around for quotes from different brokers and agencies to find good coverage at a reasonable price. Let Pelnik Insurance do the hard work for you, so you can get back to business.

For many of our clients, we act as a team of outsourced risk managers. If your company does not have a dedicated risk manager, our thorough risk analysis services can save you and your company time, money, and legal risk. We also have senior loss accountants on staff with a wealth of knowledge and experience to assist you in your financial planning.

We cover a vast variety of industries and companies, with experience in nearly every sector of commercial insurance. Protect your investment from top to bottom with our comprehensive suite of insurance services. Here are just a few of the services we offer:

• Commercial property insurance
• Commercial general liability
• Business owners policy (BOP)
• Commercial auto insurance
• Commercial umbrella insurance
• Professional liability
• Workers’ compensation

Recent Posts

Posted 11/1/21 – OSHA Reveals the Top 10 Most Cited Standards for the 2021 Fiscal Year

Posted 10/29/21 – Cyber Update: Ransomware Largest Driver of Cyber Insurance Claims in the Last Five Years

Posted 10/25/21 – Loss Control Tips: HVAC Contractors

Posted 10/22/21 – Cyber Update: Critical Infrastructure Cyberattacks on the Rise

Posted 10/20/21 – Know Your Limits: Mid-market Business Losses

Posted 9/9/21 – Cyber Case Study: Marriott Data Breach

Posted 9/7/21 – Median Cost of Large Jury Awards Increased 35% in Five Years

Posted 8/13/21 – Loss Control Questionnaire: Directors and Officers Liability

Posted 8/10/21 – The Importance of Reporting All Workers’ Compensation Claims

Posted 8/2/21 – Are Volunteers Covered by Workers’ Compensation Insurance?

Posted 7/26/21 – Assigned Risk Plans

Posted 7/19/21 – A Supervisor’s Role in Workers’ Compensation

Posted 7/12/21 – Determining Whether Employee’s Injuries and Illnesses Are Work-related

Posted 7/5/21 – Medical Provider Fraud

Posted 6/28/21 – Communicating with Employees During Workers’ Compensation Claims

Posted 6/25/21 – The Importance of a Standalone Cyber Insurance Policy

Posted 6/21/21 – Workers’ Comp Insights: Claim Reserves Explained

Posted 6/17/21 – Workers’ Comp Insights: Premium Audits

Posted 6/14/21 – Types of Injuries and Illnesses Covered by Workers’ Compensation Insurance

Posted 6/11/21 – Trench Safety Stand-down Week – 6/14-6/18

Posted 6/10/21 – 2021 Cyber Liability Insurance Outlook

Posted 6/9/21 – Double Extortion Ransomware Attacks

Posted 6/8/21 – Workers’ Compensation Benefits Overview

Posted 5/26/21 – 2021 Workers’ Compensation Market Outlook

Posted 5/25/21 – FMCSA Releases Its 2021 Enforcement Update, Highlighting HOS Violation Data

Posted 5/21/21 – OSHA Reveals the Top 10 Most Cited Standards for the 2020 Fiscal Year

Posted 5/19/21 – 2021 Employment Practices Liability Market Outlook

Posted 5/12/21 – 2021 Commercial Property Insurance Market Outlook

Posted 5/5/21 – 2021 Commercial Auto Insurance Outlook

Posted 4/29/21 – National Safety Stand-down to Prevent Falls in Construction

Posted 3/30/21 – Employer OSHA Liabilities for Remote Workers

Posted 3/23/21 – President Biden Directs States to Make All Adults Eligible for COVID-19 Vaccine by May 1

Posted 3/16/21 – CDC Issues Long-awaited Guidance for Fully Vaccinated People

Posted 3/8/21 – 2021 OSHA Penalty Amounts

Posted 2/17/21 – Top Cybersecurity Takeaways from 2020

Posted 2/15/21 – Safety Focused: February 2021

Posted 2/8/21 – DOL Issues Final Rule on Independent Contractor Status

Posted 2/5/21 – DOL Issues New Guidance on FFCRA Leave

Posted 2/1/21 – Celebrate Black History Month

Posted 1/29/21 – OSHA Electronic Reports Are Due March 2

Posted 1/22/21 – SBA’s PPP Portal Opens for Second Round of Loans

Posted 1/15/21 – OSHA Form 300A Posting Requirements Begin Feb. 1, 2021

Posted 1/11/21 – Safety Matters: De-icing Outdoor Walking Surfaces in Winter

Posted 12/23/20 – Safety Focused: Hand Tool Safety

Posted 12/14/20 – New Study Finds that Mega Claims Are on the Rise

Posted 12/11/20 – Insurance 101: Commercial Crime Insurance

Posted 11/27/20 – Insurance 101: Liquor Liability Insurance

Posted 11/20/20 – Commercial Motor Vehicle Safety: Defensive Driving

Posted 11/4/20 – Commercial Motor Vehicle Safety: Driver Fatigue

Posted 10/30/20 – The Benefits of Telematics for Commercial Fleets

Posted 10/16/20 – Loss Control Questionnaire: Employment Practices Liability

Posted 10/14/20 – 5 Common Sources of EPLI Claims

Posted 10/9/20 – Safety Matters: Preventing & Responding to Insect Stings

Posted 10/2/20 – National Cybersecurity Awareness Month 2020

Posted 9/25/20 – Understanding Comprehensive Auto Insurance

Posted 9/22/20 – National Distracted Driving Awareness Month

Posted 9/16/20 – National Safety Stand-down to Prevent Falls in Construction

Posted 9/14/20 – Promote Ergonomics Among Remote Employees

Posted 9/7/20 – Don’t be a Target – Cyber Risk

Posted 8/31/20 – 5 Work from Home Tips

Posted 8/26/20 – Preparing for the 2020 Hurricane Season

Posted 8/24/20 – Avoid COVID-19 Scams

Posted 8/21/20 – Summer Safety Tips: Fire Safety

Posted 8/3/20 – Summer Safety Tips: Survive the Summer Heat

Posted 7/17/20 – Uninsured and Underinsured Motorist Coverage